Addicted

I didn't realize until a few days ago just how much I spend money. We are really tight this month with our finances and have to save every penny just to pay some of the bills not even all. I used to pick up Elle and just head over to the store and get groceries and whatever without a single thought but since I don't have any money to spend, its really evident how much I do spend. So I really have to curb my spending this year. If all goes well, we will be cutting out 3 loans, which means 3 payments every month. I will pay off my school loan after 10 years even if I haven't done anything related to my degree since 2001. That just bites my ass when I think about it.
I will also finish paying off my car loan. and a major loan that I had for my mom will be paid off next month which is a HUGE chunk and more than my mortgage on my house so that will help tremendously.

The last couple of years, I didn't have enough to pay for my taxes so I had to "charge" my tax bill. That is the saddest thing ever but you have to do what you have to do. This year I prepaid quarterly so I'm hoping it won't be too much all at once in April. I will also try to get it done early so I know how much to pay and not be forced to pay it off last minute.

Does anyone know how much a tax credit is for having a baby and does it count that she was born in the middle of last year?

I'm really going to try to turn our finances around so we have some breathing room. That would be really nice and we're hoping to be able to sell our store so I can stay at home full time AND still have some money to live comfortably. We'll see if that happens. I really doubt it, probably next year but I'm really going to try to do it by the end of this year. I guess I just set another resolution for myself.