I was secretly hoping that I would be pregnant but AF showed up today so I guess it's not happening. It's a relief in a way cuz the thought of possibly being pregnant made me rethink my health insurance once again. Back in February, I changed my provider and opted NOT to get maternity coverage because I was going to do a homebirth. Um, what the hell was I thinking? I don't think I have the balls to do it. As much as I want to and think that I can do it at home, it scares the crap out of me at the same time and probably will give me a heart attack if I had to do it without a choice. The problem is that my health plan requires to be on it for a full year before maternity is covered. Since I'm not pregnant, I think I'll add maternity just to make sure I have that option in case I don't want to do a home birth. Maybe this little scare is a blessing in disguise so I better get a move on it since I'd like to have a baby this time next year.
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Aw. My AF just showed up last month and I'm waiting to see if it shows up again. I'm hoping to be pg soon as well.
If you don't have the maternity coverage, what would happen if you attempted a home birth, but there were complications that required a trip to the hospital?
No trying to be Negative Nelly, but things happen. Y'know?
Amy-That's a very good question. complications during birth even a homebirth is covered. Just not the homebirth itself and the prenatal visits before it. I did the math and all the prenatal visits, ultrasounds (if I want them) plus the homebirth total is cheaper than the extra I would be paying in monthly premiums plus the 20% that is NOT covered under my policy. I wouldn't have taken the no maternity coverage if it didn't cover c-sections or other complications that resulted in going to the hospital. Thanks for the concern, you're not being negative just a realist. :)
ooh girl, just the WORDS home birth scare me (from a personal stand point)! I loved my epi way too much to not consider doing that again! :)
Good luck bringing another beauty into the world!! I think I'll just live vicariously through you for a few years :)
Everything happens for a reason, right?
Good Luck!
Just to consider a homebirth...wow you are a rockstar!
I never could have done it and I have to agree, better safe than sorry when it comes to Maternity coverage.
Damn AF! Er, good AF? I'm not sure how I should be feeling on this one so I'm gonna go with, "WOOHOO BABIES!"
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